Mo Privacy Policy
Last Updated: 12/09/2025
1. Introduction
This Privacy Policy describes how ADB Technologies LLC (“Mo,” “we,” “us,” or “our”) collects, uses, shares, and protects information when you use Mo’s mobile apps (iOS and Android), web application, and related services (collectively, the “Service”). By using Mo, you agree to this Privacy Policy and consent to our collection and use of your information as described herein.
2. Information We Collect
2.1 Personal Information: Information you provide directly, including your name, email address, phone number, payment details, and identity verification data.
2.2 Account and Role Information: Information related to your participation as an Arbiter, Contributor, or Recipient, including activity, fund details, contribution records, and designations.
2.3 Transaction and Financial Data: Information about deposits, withdrawals, and transactions made through the Service, including linked bank account data provided through financial partners.
2.4 Device and Technical Data: Information regarding your device, browser, IP address, and app usage collected via cookies or similar technologies.
2.5 Behavioral and Interaction Data: Data about how you interact with the Service, including usage frequency, preferences, and engagement.
2.6 Uploaded Content: Any media, messages, or materials uploaded or shared within Mo, including associated metadata.
3. How We Use Information
3.1 Mo may use collected information for any lawful business purpose, including:
(a) Operating, maintaining, and improving the Service;
(b) Managing Moments, funds, and transactions;
(c) Personalizing user experiences and communications;
(d) Providing notifications and guidance;
(e) Enhancing platform security and fraud prevention;
(f) Conducting analytics and reporting;
(g) Developing new features, including AI-driven enhancements;
(h) Complying with legal or regulatory requirements.
3.2 Mo may combine data across accounts, sessions, and devices for improved personalization.
4. Data Sharing and Disclosure
4.1 Service Providers and Partners: Information may be shared with trusted third parties assisting in operations, including payment processors (e.g., Stripe), communication providers (e.g., Twilio, SendGrid), and analytics services.
4.2 Financial and Banking Partners: Mo partners with regulated institutions for fund management. These partners may require user data for compliance and transaction purposes.
4.3 Legal and Compliance: Mo may disclose data as required by law or to protect rights, property, or users.
4.4 Business Transfers: Information may be transferred in connection with mergers, acquisitions, or asset sales.
4.5 Aggregated or Anonymized Data: Mo may use or share aggregated and de-identified data for analysis, marketing, or research.
5. Cookies and Tracking
5.1 Mo uses cookies, pixels, and similar technologies to analyze usage and personalize content.
5.2 Users may disable cookies in browser settings, though some features may not function properly.
6. Data Retention
6.1 Mo retains data as long as necessary for operational, legal, or business purposes.
6.2 Data may be stored after account closure for backup, audit, or compliance needs.
7. Data Security
7.1 Mo implements administrative, technical, and physical safeguards to protect data.
7.2 No security system is infallible; Mo does not guarantee absolute security.
8. User Choices and Rights
8.1 Users may access, modify, or delete personal information by contacting Mo support or adjusting account settings.
8.2 Certain communications, such as transactional or security notices, cannot be opted out of.
8.3 Requests for deletion are subject to applicable legal or operational retention requirements.
9. Children’s Privacy
9.1 Mo is intended for users 18 years or older.
9.2 Mo does not knowingly collect personal data from minors and will delete such information upon discovery.
10. Changes to This Policy
10.1 Mo may update this Privacy Policy at any time.
10.2 Updated versions will be posted with a revised “Last Updated” date.
10.3 Continued use of the Service constitutes acceptance of updates.
11. Contact Information
11.1 Questions or concerns regarding this Privacy Policy may be directed to support@letsmo.com.
12. Additional Terms
12.1 Use of the Service is also governed by Mo’s Terms of Use, available here.